Basic Requirements

To apply for a loan with SolidFund Finance, you must meet the following criteria

Irish Residency

You must be a current resident of Ireland with a valid Irish address.

Proof: Utility bill or bank statement

Minimum Age

You must be at least 18 years of age at the time of application.

Valid government-issued ID

Regular Income

You must have a regular source of income, whether employment, self-employment, or benefits.

Proof: Recent payslips or P60

Identity Verification

You must have valid identification documents that can be verified.

Passport, Driver's License, or PSC

Irish Bank Account

You must have an active Irish bank account in your name for fund transfers.

IBAN and bank statement required

Credit History

A credit check will be conducted. Poor credit history may affect eligibility but doesn't automatically disqualify.

Soft check at application stage

Documents You'll Need

Proof of Identity

Valid passport, driver's license, or Public Services Card

Proof of Address

Utility bill, bank statement, or lease agreement (within last 3 months)

Proof of Income

Recent payslips (3 months), P60, or bank statements showing regular deposits

Ready to Apply?

Complete our simple online application in just 5 minutes. No impact on your credit score at this stage.

Check Your Eligibility

Frequently Asked Questions

Yes, we do. Self-employed applicants will need to provide evidence of income, such as tax returns, audited accounts, or bank statements showing regular business income over the past 6 months.

Previous credit issues don't automatically disqualify you. We assess each application individually. However, significant historical issues may affect the terms or amount you're offered. We recommend applying so our team can provide a personalized assessment.

If you don't meet all eligibility requirements, we may not be able to approve your application at this time. However, we encourage you to contact us directly as there may be alternative options available, or you may become eligible in the future.

The initial eligibility check is instant. Once you submit your application, our team reviews it and typically provides a decision within 24 hours. We'll keep you informed at every stage of the process.

Have Questions?

Our friendly team is here to help you understand your options.